Frequently Asked Questions

Find quick answers to common questions about our payment gateway services

Getting Started

What is Paysecureservices?

Paysecureservices is a comprehensive payment gateway solution that enables businesses to accept online payments securely and efficiently. We support multiple payment methods including credit cards, debit cards, digital wallets, and bank transfers, providing a seamless checkout experience for your customers.

How do I get started with Paysecureservices?

Getting started is simple:

  1. Sign up for a free account on our website
  2. Complete the verification process with your business documents
  3. Choose your pricing plan
  4. Integrate our API or use our plugins
  5. Start accepting payments within 24-48 hours

What documents do I need for account verification?

For account verification, you'll need:

  • Business registration certificate
  • Tax identification number
  • Bank account details
  • Government-issued ID of the business owner
  • Proof of business address

Additional documents may be required based on your business type and location.

How long does the approval process take?

Most accounts are approved within 24-48 hours after submitting all required documents. Complex business models or high-risk industries may require additional review time of 3-5 business days. We'll keep you updated throughout the process via email.

Integration

What integration options do you offer?

We offer multiple integration options:

  • REST API: Full control with our comprehensive API
  • Hosted Checkout: Quick setup with our secure payment pages
  • Plugins: Ready-made plugins for popular platforms (WooCommerce, Shopify, Magento)
  • Mobile SDKs: Native SDKs for iOS and Android apps
  • Payment Links: Simple links for quick payments

Do you provide sandbox/testing environment?

Yes, we provide a comprehensive sandbox environment that mirrors our production system. You can test all payment flows, webhooks, and API endpoints without processing real transactions. Test credentials and sample data are provided in our developer documentation.

How difficult is the integration process?

Integration difficulty depends on your chosen method:

  • Plugins: 5-10 minutes setup
  • Hosted Checkout: 30 minutes to 1 hour
  • API Integration: 2-5 days for developers

We provide detailed documentation, code samples, and dedicated technical support to help you through the process.

Do you support webhooks?

Yes, we support webhooks for real-time notifications about payment events. You can configure webhooks for various events like successful payments, failed transactions, refunds, and chargebacks. All webhook payloads are signed for security verification.

Pricing & Billing

What are your pricing plans?

We offer three main pricing tiers:

  • Starter: 2.9% + $0.30 per transaction (up to $10K/month)
  • Professional: 2.7% + $0.30 per transaction (up to $100K/month)
  • Enterprise: Custom pricing for high-volume businesses

All plans include free setup, no monthly fees, and access to our core features.

Are there any hidden fees?

No, we believe in transparent pricing. Our transaction fees are clearly stated, and there are no setup fees, monthly fees, or cancellation fees. Additional fees may apply for:

  • Chargebacks: $15 per chargeback
  • International transactions: Additional 1% fee
  • Currency conversion: Real-time exchange rates

When do I get paid?

Settlement times vary by plan and business type:

  • Standard: 2-3 business days
  • Express: Next business day (available for qualified businesses)
  • Instant: Real-time payouts (premium feature)

Funds are automatically transferred to your designated bank account.

Can I change my pricing plan?

Yes, you can upgrade or downgrade your plan at any time through your dashboard. Plan changes take effect immediately, and you'll be charged the new rate for subsequent transactions. There are no fees for changing plans.

Security

Is Paysecureservices PCI DSS compliant?

Yes, we are PCI DSS Level 1 compliant, the highest level of certification. This means we meet the strictest security standards for handling credit card data. When you use our services, your PCI compliance scope is significantly reduced.

How do you protect customer data?

We employ multiple layers of security:

  • 256-bit SSL encryption for all data transmission
  • Tokenization of sensitive payment data
  • Advanced fraud detection and prevention
  • Regular security audits and penetration testing
  • SOC 2 Type II compliance
  • GDPR compliance for data protection

What fraud protection do you offer?

Our fraud protection includes:

  • Machine learning-based fraud detection
  • Real-time transaction monitoring
  • Velocity checking and pattern analysis
  • 3D Secure authentication
  • Customizable fraud rules and filters
  • Chargeback protection and management

Do you support 3D Secure?

Yes, we support 3D Secure 2.0 (3DS2) authentication, which provides enhanced security for online card payments while maintaining a smooth user experience. 3DS2 offers better fraud protection and can help reduce chargebacks while meeting regulatory requirements like PSD2.

Support

What support channels do you offer?

We provide multiple support channels:

  • 24/7 Live Chat: Instant support through our website
  • Email Support: support@paysecureservices.com
  • Phone Support: Available during business hours
  • Developer Support: Technical assistance for integration
  • Knowledge Base: Comprehensive documentation and guides
  • Community Forum: Connect with other developers and merchants

What are your support hours?

Support availability varies by channel:

  • Live Chat: 24/7/365
  • Email: 24/7 (response within 2-4 hours)
  • Phone: Monday-Friday, 9 AM - 6 PM (your local time)
  • Emergency Support: 24/7 for critical issues

Do you provide technical integration support?

Yes, we provide comprehensive technical support including:

  • Integration guidance and best practices
  • Code review and troubleshooting
  • API documentation and examples
  • Sandbox environment for testing
  • Dedicated technical account managers for enterprise clients

How do I report a technical issue?

To report technical issues:

  1. Use our live chat for immediate assistance
  2. Email technical details to support@paysecureservices.com
  3. Include transaction IDs, error messages, and steps to reproduce
  4. For critical issues, call our emergency support line

We aim to resolve critical issues within 1 hour and standard issues within 24 hours.

Technical

What payment methods do you support?

We support a wide range of payment methods:

  • Credit/Debit Cards: Visa, Mastercard, American Express, Discover
  • Digital Wallets: PayPal, Apple Pay, Google Pay, Samsung Pay
  • Bank Transfers: ACH, SEPA, wire transfers
  • Buy Now, Pay Later: Klarna, Afterpay, Affirm
  • Cryptocurrencies: Bitcoin, Ethereum (coming soon)
  • Local Payment Methods: Region-specific options

What currencies do you support?

We support over 135 currencies worldwide, including all major currencies like USD, EUR, GBP, JPY, CAD, AUD, and many more. Multi-currency support allows you to accept payments in your customers' local currencies and settle in your preferred currency.

Do you support recurring payments?

Yes, we offer comprehensive recurring billing solutions:

  • Flexible billing cycles (daily, weekly, monthly, yearly)
  • Subscription management and customer portal
  • Automatic retry logic for failed payments
  • Proration and plan changes
  • Dunning management for overdue payments
  • Detailed analytics and reporting

What is your API rate limit?

API rate limits vary by endpoint and plan:

  • Payment Processing: 1000 requests/minute
  • Data Retrieval: 5000 requests/minute
  • Webhook Endpoints: No limit

Enterprise customers can request higher limits. Rate limit headers are included in all API responses.

Do you provide real-time reporting?

Yes, our dashboard provides real-time reporting and analytics including:

  • Transaction volumes and success rates
  • Revenue analytics and trends
  • Payment method performance
  • Geographic distribution of payments
  • Fraud and chargeback metrics
  • Custom reports and data exports

Still have questions?

Can't find what you're looking for? Our support team is here to help.

Live Chat

Get instant answers from our support team

Email Support

Send us a detailed message

Send Email

Phone Support

Speak directly with our experts

Call Now

Ready to Get Started?

Join thousands of businesses that trust Paysecureservices for their payment processing needs.

1

Live Support

Hi! How can I help you today?

Just now