Terms & Conditions

1. Acceptance of Terms

By accessing, browsing, or using the Paysecureservices website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not use our services.

2. Description of Services

Paysecureservices provides payment gateway and processing services, including but not limited to:

• Online payment processing
• Mobile payment solutions
• Recurring billing and subscription management
• Fraud detection and prevention
• Payment analytics and reporting
• API integration services

3. Eligibility

To use our services, you must:

• Be at least 18 years old or the age of majority in your jurisdiction
• Have the legal capacity to enter into binding agreements
• Operate a legitimate business or organization
• Comply with all applicable laws and regulations
• Not be located in a restricted jurisdiction

4. Account Registration and Security

Registration Requirements

To access our services, you must create an account and provide accurate, complete, and current information. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use
• Keeping your account information up to date

Verification Process

We may require additional documentation to verify your identity and business legitimacy, including but not limited to business licenses, tax documents, and identity verification.

5. Fees and Payments

Service Fees

Our fees are clearly outlined in your service agreement and may include:

• Transaction processing fees
• Monthly service fees
• Setup and integration fees
• Chargeback and dispute fees
• Additional service fees

Payment Terms

• Fees are automatically deducted from your processed transactions
• Settlement periods vary by service level and risk assessment
• We reserve the right to hold funds for risk management purposes
• All fees are non-refundable unless otherwise specified

6. Prohibited Activities

You agree not to use our services for:

• Illegal activities or transactions
• Adult content or services
• Gambling or gaming activities (where prohibited)
• High-risk merchant categories without approval
• Money laundering or terrorist financing
• Fraudulent or deceptive practices
• Violation of intellectual property rights
• Spam or unsolicited communications

7. Data Protection and Privacy

We are committed to protecting your data in accordance with our Privacy Policy and applicable data protection laws. By using our services, you consent to the collection, use, and processing of your data as described in our Privacy Policy.

8. Intellectual Property

All content, trademarks, and intellectual property on our website and services are owned by Paysecureservices or our licensors. You may not use, reproduce, or distribute our intellectual property without written permission.

9. Limitation of Liability

To the maximum extent permitted by law:

• Our services are provided "as is" without warranties
• We are not liable for indirect, incidental, or consequential damages
• Our total liability is limited to the fees paid in the preceding 12 months
• We are not responsible for third-party services or integrations
• You agree to indemnify us against claims arising from your use of our services

10. Force Majeure

We are not liable for any failure to perform our obligations due to circumstances beyond our reasonable control, including natural disasters, government actions, or technical failures.

11. Termination

Termination by You

You may terminate your account at any time by providing written notice. You remain liable for all fees and obligations incurred before termination.

Termination by Us

We may suspend or terminate your account immediately if:

• You violate these Terms
• Your account poses a risk to our platform
• You engage in prohibited activities
• Required by law or regulation

12. Dispute Resolution

Any disputes arising from these Terms will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You waive your right to participate in class action lawsuits.

13. Governing Law

These Terms are governed by the laws of the State of New York, without regard to conflict of law principles.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by email or through our website. Continued use of our services constitutes acceptance of the modified Terms.

15. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

16. Contact Information

If you have any questions about these Terms, please contact us: